ALTA Bank is offering another benefit to its clients — a discount of 5 RSD per liter on all types of fuel at NIS Petrol and Gazprom petrol stations across Serbia.

The promotion is valid until March 23, 2026, and is available exclusively when paying through the IPS “Show” option within the bank’s mobile application.

Using this option enables a fast and simple transaction — a QR code is generated instantly, and the discount is automatically applied at the checkout after the code is scanned. This payment method provides additional savings and convenience to all users of the ALTA Bank mobile app, delivering a digital experience that saves time and simplifies everyday tasks.

This initiative is implemented in cooperation with the National Bank of Serbia (NBS) with the aim of promoting modern and secure instant payment systems (IPS) in the domestic market.

The Vienna Eschenbach Palace was the center of a meeting of tradition, ambition, and a strong sense of belonging to the Serbian homeland. In the presence of influential entrepreneurs who have built their business success in Austria, the launch of the “Together for the Diaspora” campaign was officially presented. As a partner of the initiative, ALTA bank supports efforts to make it easier for members of our diaspora to invest in their homeland, with modern financial models, security, and continuity that accompany all their plans and business ventures. The event was marked by a spirit of unity and trust, in an atmosphere that clearly demonstrated how strong our diaspora is and that Serbia stands beside it.

180 leading entrepreneurs from all parts of Austria gathered — leaders who have been building the reputation of the Serbian community for years. The conversations throughout the evening were open, concrete, and focused on new investment opportunities in Serbia. Stable institutions play a key role in connecting the diaspora with Serbia. Among them is ALTA bank, which enables our people to invest reliably in their homeland. It was precisely the energy of the gathered entrepreneurs that gave new momentum to the “Together for the Diaspora” campaign, created as a response to their needs and development plans for future investments.

Danijel Krstonić, Director for Premium Clients, and Đorđe Širca, Chief Advisor to the Executive Board of ALTA bank, presented financial solutions designed for our people abroad that enable safe and straightforward investment in Serbia. “The goal is to provide the Serbian community with easier access to investments in Serbia. ALTA bank is ready to make that possible through loans, savings, and guarantees,” said Krstonić.

The emphasis was on services that meet the high standards of modern banking and the stability of state institutions, giving the diaspora confidence in long-term planning. The strength and reliability of ALTA bank is further confirmed by the strategic expansion of the ALTA Group in the region, particularly through the acquisition of Stopanska Banka Bitola, which opens new channels for secure capital transfer.

The “Together for the Diaspora” campaign provides a framework connecting our people from Austria, Germany, and Switzerland with institutions in Serbia, creating clear conditions for new investments and the return of capital to the country. ALTA bank, as a partner of the initiative, remains committed to providing our people with a stable and professional path to investing in Serbia, so that the ties that unite us become even stronger, more long-lasting, and more sustainable.

This event marked the beginning of a new chapter of modern partnership, connecting Serbia and its diaspora through stronger and even more promising bonds.

For additional information, please send an inquiry to dijaspora@altabanka.rs or message us at +381 66 87 30 841.

The development of women’s entrepreneurship in our society remains an актуелно and important issue within the domestic business environment. Today, this topic was the focus of a panel discussion held at the Chamber of Commerce and Industry of Serbia, organized as part of the initiative “Women’s Entrepreneurship Towards EXPO 2027.”

ALTA Bank, as one of the key partners of the initiative, once again confirmed its strategic commitment to empowering women in business and creating a sustainable environment for the growth and development of small enterprises.

ALTA Bank was represented by Bojana Tomić, Director of the Retail and Micro Client Sales Management Division, who emphasized that supporting women’s entrepreneurship is one of ALTA Bank’s strategically important development directions.

“ALTA Bank is a modern, agile financial institution that understands the real challenges faced by domestic women entrepreneurs. Our role is not only to provide a financial product, but to be a reliable and accessible partner to women entrepreneurs — offering knowledge, advisory support, and an understanding of the everyday needs of running a business,” Tomić stated.

Solutions Designed for Women Building Their Businesses

ALTA Bank’s support program integrates key instruments for the development of women’s entrepreneurship — loans aimed at business growth and stabilization, benefits for using modern POS payment systems of the ALTA Group, overdraft facilities to support liquidity, payment services under stimulating conditions, digital banking solutions, as well as deposit products that enable safer and more long-term financial management.

Special emphasis is placed on a personalized advisory approach. With the support of an advisor who understands the needs of small businesses, each entrepreneur can define the most efficient path for financing and further growth.

“It is precisely this combination of expertise, experience, and dedication that makes the difference. There is no universal solution — our approach to each entrepreneur is built so that the solution aligns with her goals and the authentic logic of her business,” Tomić emphasized.

Continuation of the Initiative: Panels Across Serbia

Representatives of the Chamber of Commerce and Industry of Serbia announced that a series of panels will be held across cities in Serbia by the end of the year as part of the initiative, including Novi Sad, Subotica, Šabac, Kragujevac, Vršac, Niš, and Sombor.

ALTA Bank will actively participate in all events, exchanging experiences and providing practical advice to women who wish to improve their businesses.

“Our goal is to provide women entrepreneurs not only with financial support, but also with knowledge, contacts, and real-life examples. That is what encourages them to step into the next phase of business development,” Tomić stated.

Panel Message: Women Have Support – It Is Time for Their Potential to Be Recognized

The discussion confirmed that women entrepreneurs in Serbia today have strong institutional and financial support. The initiative of the Chamber of Commerce and Industry of Serbia, in partnership with ALTA Bank and other stakeholders, is building a framework that enables networking among women entrepreneurs and facilitates the development and public presentation of their ideas.

“Our goal is for every businesswoman — whether at the beginning of her journey or in the phase of business expansion — to receive adequate support. When women are given opportunity and professional security, success is inevitable,” concluded Bojana Tomić.

Clients of ALTA bank will be the first in the country to experience the benefits of the single European payment area thanks to the introduction of SEPA standards. Serbia has officially stepped into a new era of financial integration with Europe, and ALTA bank has positioned itself as the absolute leader of this process. As the first financial institution in our market to receive approval for the introduction of SEPA (Single Euro Payments Area) standards, ALTA bank once again confirms its vision of a modern, digitally-oriented bank.

What does SEPA mean for your wallet?

This strategic step represents a historic turning point for the Serbian banking sector, as for ALTA bank clients, the implementation of the SEPA protocol in practice means erasing barriers in doing business with Europe. The new era of cross-border payments brings savings primarily through a significant reduction in fees and transaction costs in euros to member countries of the SEPA zone. This benefit enables clients to make payments under the same conditions in all 27 European Union member countries, as well as in other states that belong to this system.

In addition to financial benefits, clients can count on maximum speed, with money reaching the recipient in the shortest possible time, often on the same day, thanks to the complete elimination of unnecessary intermediaries. The entire process is designed to provide maximum simplicity and security, using the unified IBAN standard with the highest European data protection protocols.

Strong support for the domestic economy

The fact that ALTA bank was the first to receive confirmation for the introduction of this system is the result of continuous investment in digitalization and infrastructure. In this way, the bank directly supports the domestic economy, making it easier for exporters, small businesses, but also individuals to access the European market under conditions that apply within the EU.

“We are proud to be among the first banks in Serbia to receive approval and to open the doors of the SEPA system to our clients. Our goal is to make banking simple, fast and accessible, and this is a key step in that direction,” they announce from ALTA bank.

Adapting to SEPA standards is not just a technical improvement, but a clear message to clients that their bank is ready for the global competition and that it always puts clients’ needs first.”

ALTA Bank today ceremoniously opened the doors of its first branch in Kraljevo, bringing modern financial services and reliable solutions to clients, with high standards of quality and security. This step is part of the strategy to expand the network and strengthen presence in local communities throughout Serbia. The ribbon-cutting ceremony marked the beginning of the branch’s operations with the message that ALTA Bank continues to build modern, flexible and accessible banking.

“Kraljevo is a city with strong potential and rich tradition. By opening this branch, we continue to implement our strategy to be present in all cities of Serbia and offer services that follow the highest market standards and premium customer experience. Our focus is on innovation, digital banking and solutions adapted to contemporary market trends, along with flexible savings and loan products that support the population and economic development. At the same time, we want to show that our growth is accompanied by care for the community, through gestures, assistance and initiatives that bring real value,” emphasized Ranko Kerić, representative of ALTA Bank, adding that care for the community is part of their identity and a value they nurture in every city where they operate.

The branch opening was marked by a gesture that brought warmth to the holiday season. The ALTA Bank team visited the Day Center for Children and Youth in Kraljevo, where the little ones greeted them with smiles and joy. Santa Claus arrived with gift packages carefully prepared by the employees, and the children enjoyed moments they will remember. The bank also donated books for the center’s library, as a sign of support for education and development of creativity. The action was implemented as part of the ‘For a City Worth Loving’ program in cooperation with the “Inclusive Serbia” Center and the Ministry of Labor, Employment, Veteran and Social Affairs.

As a sign of gratitude, Ivan Matić, director of the Day Center for Children and Youth, presented the bank representatives with an award for selfless help and support that symbolizes solidarity and care for the youngest. Representatives of the City Administration of Kraljevo attended the opening of ALTA Bank’s first branch in this city and supported the humanitarian initiative.

ALTA Bank is one of the most accessible banks in Serbia, with a network of branches that combine traditional closeness and modern services. A special convenience is the extended working hours – from 9 AM to 8 PM on weekdays, and until 5 PM on Saturdays. Additionally, ALTA Bank develops digital services that further facilitate daily operations, confirming that accessibility and flexibility remain its priority.

The new branch in Kraljevo is an important step in that direction, and the “For a City Worth Loving” campaign once again shows that ALTA Bank is not only building business results, but also lasting connections.

ALTA Bank, as the general sponsor of the Wrestling Federation of Serbia, celebrated exceptional sports results at a ceremonial annual awards ceremony that gathered the best wrestlers, coaches, and sports workers of Serbia.

At the event, held on December 18 in Hall 5 of the Belgrade Fair, awards were given to the most successful in the past year, highlighting outstanding results that contributed to the international reputation of Serbian wrestling.

Exceptional results of athletes and coaches

The central awards of the evening went to Aleksandar Komarov and Vojislav Trajković:

• Aleksandar Komarov was named the best wrestler of Serbia in 2025.
• The World Wrestling Federation declared him the best wrestler in the world in Greco-Roman style.
• Vojislav Trajković received the award for best coach of Serbia, after a series of outstanding results that the national team achieved under his leadership.

During the year, Komarov won gold at the World Championship in Zagreb, bronze at the European Championship in Bratislava, as well as first place on the world ranking list, thereby confirming his status as one of the best Serbian athletes of today.

Partnership that brings results

The ceremony was an opportunity to pay tribute to institutions and organizations that contribute to the development of wrestling in Serbia, among which is ALTA Bank as a reliable partner and strong pillar of the Federation.

President of the Wrestling Federation of Serbia Damir Šabić emphasized that these results are part of a clear strategy aimed at winning a medal at the Olympic Games in Los Angeles in 2028, with the key support of the state and ALTA Bank as general sponsor.

On behalf of ALTA Bank, Director of the Microbusiness Department Miroslav Reljić emphasized the importance of investing in sports and young talents, as well as the importance of continuous cooperation that contributes to the outstanding achievements of Serbian athletes.

Long-term support for sports in Serbia

ALTA Bank remains committed to the development of sports in Serbia and further promotion of the values that sports represent – dedication, discipline, and excellence. As the general sponsor of the Wrestling Federation of Serbia, the bank will continue to support the development of wrestling and the efforts of athletes on the path to new international successes.

As part of the initiative ‘For a City We Love’, ALTA Bank provided gifts and equipment for residents of the home and children from the most vulnerable social groups.

The Home for Children and Youth “Vera Radivojević” in Bela Crkva was filled with smiles and excitement as the children opened New Year’s gifts carefully prepared for them by ALTA Bank employees. To their great delight, the packages were delivered to the children by Santa Claus. As a token of gratitude to ALTA Bank, the children put on a performance that further enhanced the festive atmosphere. As part of the “For a City We Love” initiative, the bank provided gifts and necessary equipment to improve the living conditions of the home’s residents. This visit brightened the end of the year for the children and staff and reminded everyone of the true values of the holidays – love, togetherness, and care.

“ALTA Bank is our friend and great support. This is already their second visit to our institution, and each time they bring smiles and joy to the children. Their gesture has much greater value than the gifts themselves. Nobility still exists, and we hope that ALTA Bank will be with us for many more years,” said Zoran Stanković, Director of the Home.

After visiting the home, representatives of ALTA Bank continued their holiday mission at the Social Welfare Center “Osmi maj”. Children without parental care, children from foster families, and those growing up in difficult material conditions gathered in the hall of the Cultural Center. Here too, Santa Claus was the main hero. He brought joy and gifts, and the children enjoyed moments of attention and warmth.

“Your help has special value. Thank you for taking the time to make the children happy and bring joy to their day. Such gestures remind us how important it is for the community to support those who need it most,” emphasized Marijana Jurišić, Director of the Center.

This gathering serves as a reminder of how important such initiatives are, not only for children but also for strengthening solidarity in the community.

“The holidays are a time when we can all do something good, and that is a value we cherish. ALTA Bank stands with the community throughout the year, because we believe that care and solidarity should not be present only during the holidays. Such initiatives contribute to inclusion and raising awareness about the importance of supporting children from the most vulnerable social groups. ALTA Bank continues the tradition of solidarity and responsibility through concrete actions that bring joy and confirm the power of bringing people together,” stated Dragana Topalović, representative of ALTA Bank.

Strategic commitment to the community

This initiative is part of ALTA Bank’s broader corporate social responsibility strategy, which throughout the year implements projects focused on supporting the community and improving the quality of life for the most vulnerable groups. The bank continuously invests in education, sports, culture, and social welfare, believing that responsible business practices are the foundation of sustainable development.

By the end of the year, ALTA Bank will continue to visit institutions throughout Serbia and create special moments for children with gifts and attention, confirming the value of solidarity and togetherness.

“Our mission is to be a pillar of the community – not only through financial services, but through actions that bring real value and remind us of the importance of humanity,” ALTA Bank announces.

ALTA Bank was the first in the market to introduce 3D Secure verification for DinaCard cards, in accordance with the National Bank of Serbia’s initiative, all with the aim of raising the security of online payments with domestic payment cards to the highest level. This functionality is now available to ALTA Bank’s DinaCard cardholders, ensuring the highest level of security during online payments.

What is DinaCard Secure and why is it important?

DinaCard Secure is an international security standard that provides an additional layer of protection when paying with cards online. The goal is to prevent fraud and ensure that only the cardholder can authorize a purchase. This guarantees the security and reliability of every transaction.

How does verification work?

The new verification system aligns with our strategy to provide maximum security and reliability to all clients.

When making an online purchase at a domestic webshop that supports DinaCard Secure, after entering your DinaCard details – card number, expiration date, and CVV code – additional payment verification is required. A one-time SMS code is sent to your mobile phone, which you enter in the designated field, thereby confirming that you are the cardholder. Only after successful verification is the transaction securely completed.

Why is this important for DinaCard users?

With the introduction of this functionality, ALTA Bank’s DinaCard users can now make secure online payments at domestic webshops, with a level of protection that is standard for international cards.

For payment to be successful, the online merchant must also have active support for DinaCard Secure. This is a criterion that is becoming mandatory for all who want to ensure the protection of their customers.

Your security is our priority – ALTA Bank.

The largest bilateral Business Forum Serbia – North Macedonia, held in Skopje, was a meeting place for business leaders and a platform for strategic decisions shaping the future of the regional economy. ALTA Bank participated as a financial partner ready to support new investments and connect markets. A large number of ALTA Bank representatives, from both Serbia and North Macedonia, participated in the forum, confirming the importance of joint presence and strategic orientation towards regional expansion.

The forum brought together more than 450 participants and nearly 250 companies from all economic sectors. It was organized by the Chamber of Commerce of Serbia with the support of the governments of Serbia and North Macedonia. The goal is to strengthen economic ties, encourage new investments, and establish a joint presence in third markets.

The Role of Financial Institutions – Development Generator

The role of financial institutions today goes beyond traditional banking. They become development generators, provide capital, stimulate investment flows, and develop solutions that connect businesses and markets. ALTA Bank’s partnership with Stopanska Banka Bitola, realized through acquisition, represents a bridge between two economies and an important step towards the integration of the region’s financial systems. As a financial leader, ALTA Bank will provide strong support to economies through innovative financing models, digital transformation, and projects that encourage sustainable growth and open space for joint investments.

“ALTA Bank is the first bank from Serbia to efficiently execute an acquisition and enter the North Macedonian market, confirming its ambition to be a key player in regional integration and economic development. Our goal is to strengthen the bank’s position and set high professional standards. We are confident that we have brought new value to both the economy and citizens through innovative financial models and digital solutions. ALTA Bank’s vision is to be a driver of regional integration, a financial partner that connects markets, accelerates investments, and creates a platform for long-term economic development,” stated Dr. Una Sikimić, President of the Executive Board of ALTA Bank.

Synergy and Regional Integration

The synergy between Serbian and Macedonian companies opens space for joint presence in third markets. ALTA Bank sees its mission in being a catalyst for these processes – through digital transformation, ESG principles, and projects that encourage sustainable growth.

The President of the Chamber of Commerce of Serbia, Marko Čadež, emphasized the significance of Serbian investments in North Macedonia, especially in the banking sector:

“We are pleased that the number of joint investments is growing – this is the best proof that together we are strengthening the regional economy as well. Serbian investments in North Macedonia have exceeded 1.5 billion euros, from telecommunications and food industry to banking, including the purchase of Stopanska Banka Bitola by our ALTA Bank.”

Dear Sir/Madam,

As of December 1, 2025, the National Bank of Serbia is introducing the Central Register of Electronic Bills of Exchange (CReM) – a modern digital platform that enables completely electronic use of bills of exchange, without paper documentation.

Benefits of using the Central Register of Electronic Bills of Exchange (CReM):

• Easy access – use through existing electronic banking applications, with confirmation of bill of exchange transactions via qualified cloud electronic certificate (ConsentID application).
• Greater speed and efficiency – creation, issuance, transfer and collection of bills of exchange are performed online, without visiting the Bank.
• Security and transparency – all data is stored in a public register, with full legal security.
• Legal validity – Bill of Exchange Extract from CReM represents a public and authentic document in court and enforcement proceedings.

To access the CReM portal, it is necessary to:

• Have the legal representative authorize a person to access the CReM portal at the nearest Bank branch.
• Have the authorized person be a user of the Bank’s electronic banking for legal entities and entrepreneurs (available for ALTA eBiz and Asseco OfficeBanking users).
• Activate the cloud qualified electronic certificate through the eGovernment portal, using the ConsentID application (registration at Bank branch).

For all additional information, we are at your disposal:

• Contact center: +381 11 22 05 500
• E-mail: info@altabanka.rs
• Bank branches

Best regards, ALTA Banka