ALTA Bank is participating in the Sibos 2025 – The Next Frontiers of Global Finance conference, held from September 29 to October 2 in Frankfurt. This prestigious event represents the most important global gathering of leaders from the financial services sector, with a focus on innovation, digital payments, ESG standards, artificial intelligence, and the future of banking.

Our delegation includes Kosta Džalev, Tatjana Kuparić, and Đorđe Širca, who are engaging with correspondent banks and partners, exchanging experiences, and participating in strategic discussions with key industry players throughout the conference.

Participation in Sibos provides ALTA Bank with direct insights into the latest global trends, strengthens strategic development and regional positioning, and facilitates active engagement with the international financial community. The conference offers an ideal opportunity to reinforce existing partnerships, explore new opportunities, and shape the future of financial services together with global leaders.

Alta Group continues to build bridges between domestic capital and global innovation, with a clear vision of a modern, efficient, and customer-oriented financial system.

On the Occasion of the 50th Anniversary of ACI Financial Markets Association Serbia, Una Sikimić, PhD, Chairwoman of the Executive Board of ALTA Bank, Participated in a Panel Discussion on the Future of the Financial Sector

In conversation with Željko Jović, Vice Governor of the National Bank of Serbia, and colleagues from leading financial institutions, key topics shaping the future of finance were discussed — from resilience and sustainability to the impact of technology on customer expectations and the redefinition of the role of banks in the new financial environment.

The dialogue clearly demonstrated that modern banking goes beyond interest rates and operational processes. Today, we are talking about systems that must be resilient, sustainable, and future-oriented.

At a special panel discussion dedicated to the future of the banking sector, Una Sikimić, PhD, spoke about the key directions for banking development by 2030, with a focus on the evolution of the business model and the role of physical branches.

ALTA Bank is strategically focused on increasing client accessibility, as reflected in the extended working hours of its branches – until 8 p.m. on weekdays, until 10 p.m. in shopping malls, and on Saturdays from 9 a.m. to 5 p.m. This approach has enabled the organic growth of the client base and a clear market positioning.

Branches are shifting from transactional models to advisory centers. Even the world’s most advanced banks confirm that the majority of accounts are still opened in physical branches, which demonstrates that branches will continue to play an important role in the future.

The topic of competition among commercial banks, neo-banks, and Big Tech companies raised an important question – can banks survive? ALTA Bank believes in cooperation rather than competition, and in creating synergies between traditional banking and technological innovation.

In the context of credit risk management under unstable global conditions, the importance of diversifying clients, products, and geographies was emphasized, as well as the careful balance between growth and risk – the foundation of stability for any financial institution.

ALTA Bank remains committed to developing digital services while also expanding physical accessibility, respecting the specifics of the domestic market and the needs of its clients. We believe that the combination of digital and traditional approaches is the key to success in the years ahead.

The panel also presented Alta Group’s strategic vision — through innovation, digitalization, and a strong institutional structure. Alta Group already demonstrates that it is possible to combine speed, efficiency, and reliability in a modern financial environment. As a unique concept integrating a bank, a leasing company, and an electronic money institution, Alta Group is developing on the foundations of innovation, expertise, and trust, with a clear strategy for sustainable growth and expansion.

Una Sikimić, PhD, Chairwoman of the Executive Board of ALTA Bank, expressed her gratitude for the invitation and the opportunity to speak on behalf of the team that every day demonstrates professionalism, dedication, and the ability to meet the highest standards of modern banking.

In cooperation with the Center Inclusive Serbia and the Ministry of Labor, Employment, Veterans and Social Affairs, ALTA Bank organized a humanitarian initiative titled “For the City We Love”, on the occasion of opening its first branch office in Šabac.

On this occasion, representatives of the Bank visited the local Institution for Children and Youth, where they delivered gift packages and participated in a creative workshop with the youngsters, sharing moments of joy, care, and genuine support.

The humanitarian initiative “For the City We Love” reaffirms that family values and community care lie at the very heart of ALTA Bank’s operations. True responsibility is reflected through consistent and concrete actions that leave a lasting mark on the community. Love for the city in which one operates, care for the most vulnerable groups, and the building of mutual trust and solidarity represent the essence of ALTA Bank’s mission – to be more than a financial institution and an active driver of positive change in society.

As the fastest-growing bank on the domestic market, ALTA Bank’s new, modernly equipped branch in Šabac offers citizens personalized service in a welcoming atmosphere that combines warmth and professionalism – a space designed to make clients feel just like at home.

The values promoted by ALTA Bank – security, trust, care for citizens, and support for the community – remain the foundations on which it will continue to build its presence across the country.

ALTA Bank is pleased to announce the continuation of its successful partnership with KK Crvena zvezda. On this occasion, we took part in the acquisition of a new, state-of-the-art team bus – the very first in the club’s history, as it proudly celebrates 80 years of victories and trophies this year.

For ALTA Bank, it is a great honor to be part of this important project, which will contribute to the daily operations of all club selections, from the senior team onwards, as well as to the overall development of sport and the adoption of modern trends and standards in sports management.

We firmly believe that investing in the club’s infrastructure and equipment is a key step toward future successes of KK Crvena zvezda, and we will continue to support initiatives that foster the growth of both sport and the community.

Your ALTA Bank – STABILNA, SIGURNA I JAKA!

As a strategic partner of the MICEB 2025 conference, organized by the Faculty of Economics, University of Montenegro, ALTA Group once again demonstrates its strong commitment to fostering regional cooperation, knowledge exchange, and supporting initiatives that drive institutional development and sustainable economic growth.

At the official opening, Dr. Una Sikimić, Chairwoman of the Executive Board of ALTA Bank, addressed the audience, highlighting the importance of a stable and modern financial system as the cornerstone of long-term development:
“Financial institutions and the rapidly evolving regulatory framework are key transmission mechanisms of development. Only a stable and sustainable financial system can provide long-term support to the growth of the real sector – these are the values we share both as a financial group and as the strategic partner of this conference.”

This year’s MICEB gathered prominent experts from academia, the public sector, and industry, with particular attention drawn to the participation of Professor James A. Robinson, recipient of the 2024 Nobel Prize in Economics.

Knowledge, dialogue, and partnership remain the key drivers of regional progress.

ALTA Bank Wins the National “Đorđe Vajfert 2024” Award for Outstanding Community Contribution

ALTA Bank is the proud recipient of the “Đorđe Vajfert 2024” National Award for Corporate Social Responsibility, awarded by the Serbian Chamber of Commerce, for its exceptional contribution to improving the quality of life in local communities. Within this competition, ALTA Bank – the fastest-growing bank in Serbia – was recognized as a model of good practice and awarded for its initiative “ALTA for Children’s Smiles”, which brought moments of care and humanity during the holiday season.

The initiative was carried out during the Christmas and New Year holidays, and later extended through Easter, reaching more than 15 institutions where over 1,000 children up to 18 years of age reside. The aim was to bring joy and support to the youngest members of society, emphasizing the importance of inclusion and solidarity.

Employees of ALTA Bank and ALTA Group were personally involved in the preparation, selection, and delivery of gifts – including books, coloring books, crayons, clothes, personal items, and sweet packages – contributing personally to the success of this noble mission. Each visit was an opportunity to create warm moments, meaningful interactions, and plans for future meetings. Through employee engagement, ALTA Bank further highlighted the values it upholds in its operations – empathy, responsibility, and active community care.

The initiative was carried out in cooperation with the Inclusive Center of Serbia and supported by the Ministry of Labor, Employment, Veterans and Social Affairs.

The award was accepted on behalf of ALTA Bank by Tatjana Kuljak, member of the Executive Board.

“We are honored that ALTA Bank has been recognized and awarded within the ‘Đorđe Vajfert 2024’ competition, as confirmation of our deep commitment to socially responsible business.

We do not see this only as an award, but as a motivation to continue being a reliable pillar of support to our community – especially to those who need it the most.

Through numerous humanitarian initiatives, we consistently support the most vulnerable groups – from socially disadvantaged populations to education and healthcare support.

We believe the true strength of an institution lies in its ability to show solidarity, stand by people in difficult times, and be a driver of positive change.

Our vision – ‘a bank tailored to people’ – is based on stability, responsibility, and genuine care for the community.
We will continue to invest in programs that create real impact and build bridges of trust between the financial sector and society.

Alongside our clients, employees, and all people of goodwill, we believe that together we can create a fairer and more humane society.”
— stated Kuljak.

As a responsible financial institution, ALTA Bank will continue to lead with purpose, carrying out humanitarian efforts and supporting the community, with a firm belief that investing in children and youth is key to building a better and more just future.

Your ALTA Bank.

STABILNA, SIGURNA, JAKA!

ALTA Bank will participate for the first time at the International Agricultural Fair in Novi Sad, which will take place from May 17 to May 22, 2025. The bank will present a special fair offer of loans intended for registered agricultural holdings – individual farmers.

Through specially designed products, ALTA Bank provides support to agricultural producers in Serbia. The offer includes loans for working capital and fixed assets, refinancing of existing debts, as well as special loan arrangements in cooperation with the Guarantee Fund of the Autonomous Province of Vojvodina.

Key benefits include:
• A full range of banking products for farmers – loans, accounts, electronic banking, favorable exchange rates.
• Fixed interest rates for investment loans in euros,
• Flexible collateral instruments,
• Long repayment periods for investment loans,
• A professional team supporting agro clients with expert advice and loan application processing.

In addition to credit support, ALTA Bank offers comprehensive services for agro clients – current accounts, payment cards, mBanking, eBanking, and an electronic wallet (eWallet).

Visit us at the ALTA Bank stand and create the best financial solutions for your farm together with our expert team.

Throughout the Fair, visitors can expect various activities, promotions, and gifts at our stand. We especially highlight Wednesday, May 21, which will be Family Day, featuring activities tailored for all ages and family members.
See you there.

Your ALTA Bank.
STABILNA, SIGURNA i JAKA!

Working hours on Statehood Day

On the occasion of Statehood Day, we would like to inform you that the non-working days for ALTA Bank will be:

Saturday, February 15th
Sunday, February 16th
Monday, February 17th
The ALTA Bank branch in TC Galerija will be open according to the shopping center’s working hours.

If you have any questions, our Contact Center will be available to assist you during the holiday from Saturday to Monday, 8:00 AM to 8:00 PM.

Your ALTA Bank,
STABILNA, SIGURNA I JAKA!

ALTA banka opens a new branch in Čačak

Modern business conditions in the Central Serbia heart.

After the extremely successful 2024, ALTA bank continues to expand its business network by opening a new branch in Čačak, in the very heart of Central Serbia and the administrative center of the Moravica district. Our new branch in Čačak offers modern conditions for business, and professional and friendly advisors are at clients` and partners` disposal, both for the population and for the economy. The branch is open at 56 Bate Jankovica street, and is available on weekdays from 08:00 to 20:00, on Saturdays from 09:00 to 17:00.

“Opening new branches is a part of our strategy to provide clients with even better and more accessible service. The new branch in Čačak, the Šumadija heart, a city with a long tradition of entrepreneurship, a city of good businessmen, good energy and good people, provides clients with modern conditions for business, with flexibility, efficiency and commitment. When making all our business decisions, we are guided by the vision of a ‘human-centred Bank’, which is a confirmation of our commitment to clients,” said Milan Vićentić, member of the Executive Board of ALTA bank.

Representatives of the Bank offered mulled wine to the present fellow citizens and gave them Christmas Eve oak tree branches.
In the presence of a large number of clients and partners, the branch officially started its work on Christmas Eve.

“Digitalization and the application of ESG standards are currently key factors, forming the business strategies of banks, both on a short-term and a long-term level. ALTA bank pays great attention to the improvement of these principles in its daily operations, which positively affects the user experience. As a domestic bank, we are aware of our responsibility to support the green transition of the economy through the financing of sustainable projects, and we also recon that encouraging education and promoting a culture of sustainable business is the key to the progress of society”, said Tanja Knežević, executive director of the ALTA bank.

ALTA Bank continues a 45-year tradition.
For more information about our products, savings and lending conditions, visit our website www.altabanka.rs or contact us on phone number 011 220 55 00.

Your ALTA bank
STABILNA, SIGURNA I JAKA!

Regarding New Year and Christmas holidays, we would like to inform you about the working hours of our branches

Non-working days:

• January 1, 2025
• January 2, 2025
• January 7, 2025

The branch in the Galerija Shopping Center will operate according to the shopping center’s working hours.

Shortened working hours:

January 6, 2025.

Until 3 PM.

Yours truly, ALTA Bank.
STABILNA, SIGURNA I JAKA!