Short-term and long-term financing

Short-term financing 

Working capital loans

Revolving loans

Overdraft on current account

Refinancing of loan obligations towards other banks

Multipurpose frame lines (loans, guarantees and letters of credit)

Short-term financing is approved depending on client`s creditworthiness, purpose of the loan and collateral, with a maturity of up to two years.

The calculator of the impact of an assumed change to the nominal interest rate and/or dinar exchange rate can be seen on the NBS calculator

Long-term financing 

Investment financing

Project financing

Purchase, reconstruction, and renovation of the facility

Multipurpose frame lines for loans, guarantees, and letters of credit

Special financing (NBS)

Long-term financing is approved with tenor of up to ten years, depending on the purpose and creditworthiness of the client.

The calculator of the impact of an assumed change to the nominal interest rate and/or dinar exchange rate can be seen on the NBS calculator

Guarantees, letter of credit and documentary collection

Apart from credit products, ALTA bank offers to its corporate clients services including issuance of bank guarantees, opening letters of credit, and documentary collections.